Debit or credit in one tap. Pay from the asset you choose, add the card to your phone wallet, and get cashback in USDT, BTC, or ETH.
Everything a day-to-day card should do, plus the bits a crypto balance actually needs.
Your crypto converts at checkout in a single tap — no manual selling, no waiting for a bank transfer to clear.
Tap, swipe or pay online wherever the card is accepted, plus cash withdrawals at any supported ATM.
Works with the mobile wallet you already use, so you can leave the plastic at home the moment you are approved.
3-D Secure on every online payment, round-the-clock activity monitoring, and an instant freeze switch in the app.
Choose which asset funds each purchase, or set a priority order and let the card fall through the list.
Unspent balance keeps earning in flexible savings at up to 8% APR, right up to the second you pay.
Same card. Switch modes any time — the way dual-mode crypto cards do it.
Checkout converts the asset at the front of your funding list. Nothing is borrowed, and idle stablecoins can keep earning up to 8% APR until the second you pay.
Every purchase earns points. Points become cashback in the token you pick — automatically, if you want.
2%
Up to 10 USDT / month
Any verified account
5%
Up to 120 USDT / month
5,000 USDT 30-day volume
10%
Up to 600 USDT / month
100,000 USDT 30-day volume
Move the slider to see what a typical month returns.
Figures are program examples, not an offer or financial advice.
Take the virtual card the second you are approved, and add a physical one for tap-to-pay and cash.
Live the minute you are approved
For tap-to-pay and cash
Four steps, most of them measured in minutes rather than days.
Finish identity verification once — most applications are reviewed in under ten minutes.
Pick virtual, physical, or both. The virtual card is issued immediately on approval.
Tap an asset to move it to the front. Change the order whenever you like.
Points land four days after each purchase and convert to cashback automatically.
Tap an asset to move it to the front. The card spends that one first, then falls through the list.
The controls cardholders actually open: a daily cap, per-channel switches, and an instant freeze.
Spending limits, per-channel switches and instant freeze all live on the same screen as your balance.
Read the security notesCard-not-present purchases are confirmed in-app, so a stolen number is not enough to spend.
Authorisations are scored in real time, and anything out of pattern is held for your confirmation.
Every tap, swipe and subscription renewal pushes to your phone the moment it is approved.
Lock the card from the home screen when it goes missing and turn it back on when it turns up.
Spend to fill the points balance, then trade it for whatever is on the rewards shelf that month.
No annual fee and no issuance fee. Here is everything else.
The application asks for identity once. This check only tells you whether the program list includes where you live.
Eight assets are supported today: BTC, ETH, XRP, SOL, USDT, USDC, TON and BNB. You set the priority order, and the card draws from the next asset if the first one cannot cover the purchase.
Purchases earn points that become available four days after the transaction settles. Turn on auto-cashback and those points convert to your chosen token without any action from you.
A 0.9% spread is applied to the market rate at the moment of authorisation. There is no separate foreign transaction fee, so spending abroad costs the same as spending at home.
Physical cards can withdraw cash at any supported ATM — two withdrawals per calendar month are free, then a flat 2 USDT applies. Virtual cards are for online and mobile-wallet payments only.
Freeze it instantly from the app, which blocks new authorisations while leaving your balance untouched. Order a replacement from the same screen; the virtual card keeps working in the meantime.
Availability depends on where you live, and the programme is not offered in every region. Use the country check above before you submit anything.
Cashback, caps, and the 0.9% conversion spread on this page are program examples. A card is issued only after identity review and a country check. You can freeze the card in the app. Replacing a physical card is listed at 10 USDT on the fee sheet.
The apply form on this page stays in your browser. It does not create an account. A live application would ask for an email and the identity details required to review eligibility, and would say how long those details are kept.
Write to support@novacard.example with the date of the charge and the last four digits shown in the app. Unrecognized card-not-present payments can be frozen first, then disputed from the same screen.
Nova Card is a product overview. It is not a bank deposit, credit agreement, or an offer of securities. Figures can change after review. This page does not claim a card-network membership or a regulatory license.
Verify once, pick your format, and start earning on the first purchase.
Availability depends on your country of residence.